WorkTool Terms of Use

Effective date: August 1, 2026

Canonical URL: https://worktool.com/worktool-terms-of-use/

These Terms of Use (“Terms”) are a contract between you and The Worktool, Inc., a Delaware corporation (“WorkTool,” “we,” “us,” or “our”). They govern your use of the WorkTool mobile application, web application, websites, and related services (together, the “Services”). Our Privacy Policy, available at https://worktool.com/worktool-privacy-policy/, describes how we handle personal information and is incorporated into these Terms by reference.

PLEASE READ THESE TERMS CAREFULLY. THEY INCLUDE AN ARBITRATION AGREEMENT AND CLASS ACTION WAIVER (SECTION 20) THAT AFFECT YOUR LEGAL RIGHTS. IF YOU USE THE PAYOUTS FEATURE, SECTION 12 INCLUDES BINDING PAYMENT-REVERSAL AND RECOVERY TERMS.

1. Acceptance of These Terms

1.1 You accept these Terms by checking the acceptance box presented at account creation (or at sign-in, for existing users as described in Section 2) and by using the Services. If you do not agree, do not use the Services.

1.2 If you use the Services on behalf of a business, you represent that you have authority to bind that business, and “you” includes that business.

2. Existing Users — These Terms Replace Your Prior Terms

2.1 If you created a WorkTool account before the effective date above, any terms you previously agreed to are replaced in their entirety by these Terms. Those prior terms described a different service — a construction-services lead-referral offering — that WorkTool does not provide; these Terms, not those, describe the Services you are using. These Terms apply to you only once you affirmatively accept them through the in-app re-acceptance prompt (a checkbox you must actively check). We will also notify you by email of the effective date and a summary of material changes.

2.2 We do not treat your continued use of the Services, by itself, as acceptance of these Terms. If you do not accept, your only options are to stop using the Services and, if you wish, request account deletion as described in the Privacy Policy.

3. Eligibility

3.1 You must be at least 18 years old to use the Services. The Services are not directed to, and may not be used by, anyone under 18. By creating an account you confirm that you are 18 or older.

3.2 If we learn that an account holder is under 18, we will terminate the account.

4. The Services

4.1 WorkTool is a social and business platform for local service businesses, trades, freelancers, and professionals. The Services include, and these Terms cover: a social feed (posts, photos, videos, comments, likes); public professional profiles (industry or trade, skills, licenses and credentials, work history); people search; business pages; customer-relationship tools (“CRM”: contacts, jobs, notes, CSV import); customer Connections (Section 8); chat and messaging; the Toolbox (à-la-carte tools, including the free Crew Timesheet and paid tools we may offer later); premium subscriptions (Section 10); Recorded Payments (Section 11); Payouts (Section 12); QuickBooks invoice export (Section 13); and push notifications (Section 14).

4.2 Who the Services are for — all industries. The Services are open to businesses, sole proprietors, freelancers, and individual professionals across any industry, including but not limited to the construction trades, home and property services, automotive, landscaping and outdoor services, cleaning and janitorial, health and personal care, creative and media work, professional and administrative services, hospitality and events, transportation and delivery, and technology services. Construction and the skilled trades are a primary focus of the Services, but they are not the exclusive focus, and nothing in these Terms limits the Services to construction work. Where these Terms use words such as “trade,” “job,” “crew,” “work site,” or “on-site,” those words describe the kind of information a user may choose to record and are not a limit on the industries or types of work the Services cover; read them as referring to your own industry, engagement, team, or place of work as applicable.

4.3 What WorkTool is not. The Services are a platform for you to present your own business, keep your own records, communicate, and — if you choose — pay your own workers. WorkTool does not sell, assign, route, or refer customer leads to you, does not categorize or allocate customers by trade or industry, does not promise any volume or quality of customer contacts, and does not guarantee that you will obtain any business through the Services. Any customer relationship you form is yours alone (see Sections 8 and 18.2).

4.4 We may add, change, or discontinue features. If a change materially reduces a paid feature you have already paid for, Section 10.4 applies.

5. Accounts, Account Types, and Security

5.1 Account types. The Services offer two kinds of account. (a) An individual account is held by one natural person for that person’s own professional presence — profile, feed, messaging, and Toolbox tools. An individual who receives payment through Payouts is a “worker” for purposes of these Terms. (b) A business account (including its business page) is used on behalf of a business as described in Section 1.2. In addition to the individual features, a business account may use the CRM (Section 9), send Connections invitations (Section 8), use Recorded Payments (Section 11), and initiate Payouts (Section 12); an account acting in that capacity is a “business” for purposes of these Terms. Wherever these Terms assign an obligation to a “business” or a “worker” (including in Sections 8, 9, 11, and 12), the obligation attaches to the account acting in that role.

5.2 You must provide accurate registration information and keep it current. You are responsible for activity that occurs under your account and for keeping your credentials confidential. Notify us promptly of any unauthorized use.

5.3 One person or business per account unless we expressly permit otherwise. You may not sell, transfer, or share your account.

6. Your Content

6.1 Ownership. You own the content you post to the Services — posts, photos, videos, comments, profile information, business-page content, and messages (“Your Content”).

6.2 License to WorkTool. By posting Your Content you grant WorkTool a non-exclusive, worldwide, royalty-free, sublicensable license to host, store, reproduce, adapt (for example, to resize or transcode), publish, publicly display, and distribute Your Content, solely to operate, provide, improve, and promote the Services. This license ends when you delete Your Content or your account, except (a) where Your Content has been shared with others who have not deleted it, (b) in routine backups for a limited period, and (c) where we must retain it to comply with law.

6.3 Verified work media (planned feature). If you use our verified on-site work media feature when available — available for work of any kind, not only construction — you acknowledge that WorkTool will apply a watermark to your photos and remove embedded metadata (including EXIF and GPS location data) before posting, and you authorize that processing.

6.4 Your responsibilities. You represent that you have the rights needed to post Your Content and that it does not violate law or the rights of others (including privacy, publicity, and intellectual-property rights of people appearing in photos or videos, and of owners or occupants of any work site, premises, or property appearing in them). If your work is subject to confidentiality, professional-conduct, or client-privacy obligations, you are responsible for complying with them before posting.

7. Acceptable Use

7.1 You agree not to: (a) post content that is unlawful, defamatory, harassing, hateful, pornographic, or that violates another person’s rights; (b) impersonate any person or business, or misrepresent licenses, credentials, or work history; (c) use the Services to send spam or unsolicited commercial messages; (d) scrape, harvest, or bulk-collect data from the Services; (e) upload malware or interfere with the operation or security of the Services; (f) circumvent any feature limitation, fee, or the Payouts eligibility rules in Section 12; or (g) use the Services for any illegal purpose, including money laundering or evasion of tax or employment law.

7.2 We may remove content and suspend or terminate accounts that violate this Section, as described in Section 17.

8. Connections — Release of Your Contact Information

8.1 A business on WorkTool may invite you to connect as its customer. If — and only if — you explicitly accept the invitation, WorkTool will release your email address and phone number to that business and link your accounts so the business can manage its relationship with you in its CRM.

8.2 Once released, that business controls its own use of your contact information, subject to applicable law. Businesses agree to use released contact information only for lawful communications with their own customers and to comply with applicable communications laws, including laws governing telemarketing, autodialed or prerecorded calls and texts, and commercial email.

8.3 You may disconnect at any time in the app; disconnecting stops future data sharing through WorkTool but does not retrieve information already released.

9. Business Tools and CRM Data

9.1 Businesses may store contact, job, and note data in the CRM, including by CSV import. The business is solely responsible for the lawfulness of the data it imports and stores — including having any notice or consent required to hold and use its customers’ and contacts’ personal information — and for its own compliance with privacy and communications laws.

9.2 CRM data is the business’s data. We process it to provide the Services, as described in the Privacy Policy.

10. Premium Subscriptions and Paid Tools

10.1 Some features require a paid subscription or a paid Toolbox tool. Prices and billing periods are shown at purchase. Payments are processed by Stripe; we do not store full payment-card numbers.

10.2 Auto-renewal. Subscriptions renew automatically at the end of each billing period until cancelled. You can cancel at any time, effective at the end of the current period.

10.3 No refunds except as required. Except where required by law or expressly stated at purchase, payments are non-refundable and there are no credits for partial periods.

10.4 If we permanently discontinue a paid feature you have prepaid for, we will provide a pro-rata refund for the unused period.

10.5 Billing-error disputes. If you believe you were billed in error for a subscription or Toolbox tool, send a written dispute to the contact in Section 23 within 60 days of the charge, identifying the charge and the claimed error. We will review it in good faith and respond in writing within 30 days, and we will refund any amount we determine was billed in error. This process does not limit your rights under Section 20 or any dispute rights you have with your card issuer or bank.

11. Recorded Payments (Bookkeeping Only)

11.1 The Recorded Payments feature lets a business record, for its own bookkeeping, payments it made outside the app (for example, by cash or check). WorkTool executes no money movement for a recorded payment. A recorded payment is a ledger entry created by the business, labeled “recorded” in the Services, and nothing more.

11.2 The business is solely responsible for the accuracy of its recorded entries and for its own books, records, and tax reporting relating to them.

12. Payouts

This Section applies only if you use the Payouts feature, whether as a business paying workers or as a worker receiving payment. The consents in this Section are a condition of using Payouts.

Payouts Disclosure — read this first

In plain language: (1) WorkTool never holds or advances your money. Stripe moves funds directly from the business’s bank account to the worker’s Stripe account, and a worker’s payout is released only after the business’s ACH payment has actually settled (“never-float”, Section 12.5). (2) ACH payments can be reversed for up to 60 days after they appear to settle — even after the worker has been paid and has withdrawn the money (Section 12.6(a)). (3) If a reversal happens, recovery runs both ways (“bilateral clawback”): the business still owes the full reversed amount, and the worker’s Stripe balance may be automatically debited — including into a negative balance — and the worker may be required to repay directly (Sections 12.6(b)–(e)). By using Payouts, both the business and the worker accept these terms.

12.1 What Payouts is, and WorkTool’s role

(a) Payouts lets a business pay its independent-contractor (1099) workers for hours logged in the Crew Timesheet. Payments are processed by Stripe under Stripe’s own agreements, which you must also accept: workers receive funds into a Stripe Connect Express account they open in their own name, and each payout is a direct charge in which the worker’s Stripe account is the merchant of record and the business’s bank account is charged by ACH directly to the worker’s Stripe balance.

(b) WorkTool never holds your funds. Funds move from the business to the worker via Stripe. Stripe — not WorkTool — is the regulated money transmitter of record for Payouts. WorkTool provides the software that initiates and tracks payments and collects a service fee (Section 12.4).

12.2 Eligibility: independent contractors only

(a) Payouts may be used only to pay workers the business classifies as independent contractors (Form 1099 recipients). Payouts may not be used to pay W-2 employees, and the Services will refuse an attempt to enroll a worker designated as a W-2 employee.

(b) The business is solely responsible for correctly classifying its workers as independent contractors or employees under applicable law. WorkTool does not classify workers, does not verify the business’s classification, and is not the employer, joint employer, or staffing agency of any worker paid through the Services.

12.3 Business funding authorization (ACH)

By initiating a payout, the business authorizes Stripe to debit its designated bank account by ACH for the payout amount plus applicable fees. This authorization remains in effect until the business removes its bank account or closes Payouts, except for payments already initiated.

12.4 Fees

WorkTool charges a service fee, currently approximately 1% of each payout, collected through Stripe as an application fee on the transaction. The exact fee is shown before the business confirms each payout. We may change the fee prospectively with notice.

12.5 Settlement timing — funds are released only after they arrive

A worker’s payout is not made available for withdrawal until the funding ACH charge from the business has fully settled. ACH settlement typically takes several business days. This gating exists because WorkTool never advances or floats funds: no one is paid out of money that has not yet arrived.

12.6 Payment reversals and recovery (“clawbacks”)

(a) The risk, plainly stated. ACH payments can be reversed after they appear to have settled — in some cases (including payments from personal bank accounts) up to 60 calendar days after settlement. A reversal can therefore arrive after the worker has already been paid and has withdrawn the funds.

(b) The business remains responsible. If a payment that funded a payout is reversed for any reason, the business that initiated it remains responsible to WorkTool for the full reversed amount, plus any fees or penalties Stripe or the bank imposes, even if the worker has already withdrawn the funds.

(c) Worker consent to recovery. If a payment that funded your payout is reversed, you (the worker) agree that the reversed amount may be recovered by (i) Stripe debiting your connected Stripe account balance, including a debit that takes the balance negative, and/or (ii) WorkTool demanding repayment from you directly. You authorized the account-debit mechanism when you enabled Payouts and accepted Stripe’s connected-account terms.

(d) No objection to the debit mechanism. As a condition of using Payouts, both the business and the worker agree not to contest or interfere with the recovery mechanisms in (b) and (c), and waive any objection to the account-debit mechanism itself. This does not waive your right to dispute whether the underlying reversal was correct.

(e) Order of recovery. WorkTool and Stripe may pursue the recovery paths above in any order, and recovery from one party reduces, dollar for dollar, what is owed by the other.

12.7 Taxes; Forms 1099

(a) WorkTool is not the payor of record and files no Forms 1099. The hiring business is solely responsible for its tax obligations arising from payments to its workers, including filing Form 1099-NEC for each contractor paid $600 or more in a calendar year, and any backup withholding obligations.

(b) Stripe, as payment processor, may independently be required to issue a Form 1099-K to workers for amounts processed through their Stripe accounts. A worker may therefore receive two forms reporting the same income (a 1099-NEC from the business and a 1099-K from Stripe). This does not mean the income is taxed twice; it means the same income was reported through two channels.

(c) WorkTool provides no tax, legal, or accounting advice. Consult your own tax professional.

12.8 Unclaimed funds

Funds sitting in a worker’s Stripe account are held by Stripe, not WorkTool, and are subject to Stripe’s terms and applicable unclaimed-property law.

12.9 Suspension of Payouts

We may suspend or limit Payouts for any account where we reasonably suspect fraud, reversal abuse, misclassification, sanctions or legal risk, or breach of this Section, and we may do so as required by Stripe or law.

12.10 Disputing a reversal or payout error

(a) Section 12.6(d) does not waive your right to dispute whether an underlying reversal was correct. To exercise that right — or to dispute a payout you believe was executed in the wrong amount or to the wrong account — send a written dispute to the contact in Section 23 within 60 days of the debit or payout at issue, identifying the transaction and explaining why you believe it is incorrect.

(b) We will review your dispute in good faith against Stripe and bank records, coordinate with Stripe where the outcome depends on Stripe’s or a bank’s action, and respond in writing within 30 days of receiving it (or tell you why we need more time). If we determine a recovery debit or payout was incorrect, we will correct it, including reversing an incorrect recovery debit.

(c) This process does not limit your rights under Section 20, your rights against your own bank for unauthorized debits to your bank account, or any dispute rights you have directly with Stripe under Stripe’s agreements.

13. Third-Party Services

13.1 The Services interoperate with third-party services, including Stripe (payments and Payouts), QuickBooks (invoice export), and Firebase (notifications). Your use of a third-party service is governed by that third party’s terms, and you are responsible for your accounts with them. Using Payouts requires accepting Stripe’s applicable agreements, including its connected-account agreement for workers.

13.2 We are not responsible for third-party services, including their availability or errors, except as required by law.

13.3 Apple and Google are not parties to these Terms. These Terms are between you and WorkTool only — not with Apple Inc. or Google LLC. If you downloaded the app from the Apple App Store or Google Play, you acknowledge that: (a) Apple and Google have no obligation to provide maintenance or support for the app and are not responsible for the app, the Services, or any claim relating to them (including product-liability, consumer-protection, and intellectual-property claims); (b) your use of the app must also comply with the applicable store’s terms of service; and (c) Apple and its subsidiaries are third-party beneficiaries of these Terms with respect to the iOS app and may enforce them against you in that respect.

14. Communications and Push Notifications

14.1 We may send you service communications (security, transactional, and account messages) by email, in-app message, and push notification. You can control non-essential push notifications in your device or app settings.

14.2 Businesses are solely responsible for their own communications with customers and workers, including compliance with communications and marketing laws (see Section 8.2).

15. WorkTool’s Intellectual Property

The Services, including software, design, text, graphics, logos, and trademarks (other than Your Content), belong to WorkTool or its licensors. We grant you a limited, non-exclusive, non-transferable, revocable license to use the app and Services as intended by these Terms. You may not copy, modify, reverse engineer, or create derivative works of the Services except as permitted by law.

16. Copyright Complaints

If you believe content on the Services infringes your copyright, send a notice to the contact in Section 23 containing: identification of the work and the allegedly infringing material, your contact information, a statement of good-faith belief that the use is unauthorized, a statement under penalty of perjury that the notice is accurate and you are authorized to act, and your physical or electronic signature. We will respond as provided by the Digital Millennium Copyright Act, including removing material where appropriate and terminating repeat infringers.

17. Suspension and Termination

17.1 You may stop using the Services and request account deletion at any time.

17.2 We may suspend or terminate your account or access to any feature if you breach these Terms, create risk or legal exposure for WorkTool or other users, or where required by law or by our payment partners. Where practical, we will give notice and an opportunity to cure; for serious violations (fraud, safety, illegal activity) we may act immediately.

17.3 Effect on paid entitlements. On termination, your access to subscriptions and paid Toolbox tools ends. If we terminate your account other than for your breach of these Terms, we will provide a pro-rata refund of prepaid, unused subscription periods and prepaid Toolbox tools (and Section 10.4 continues to apply to discontinued features). If we terminate for your breach, prepaid amounts are forfeited to the extent permitted by law.

17.4 Effect on pending Payouts. Termination or suspension stops new payouts from being initiated. A payout initiated before termination or suspension completes under Section 12.5 — the worker’s funds are released once the funding ACH charge has settled — unless we or Stripe block it due to suspected fraud, a legal requirement, or Stripe’s rules, in which case unsettled funds are returned toward the business’s funding source. Consistent with the never-float rule, no funds are released before settlement in any case. A suspension under Section 12.9 does not, by itself, seize funds already settled into a worker’s Stripe account; those funds are held by Stripe and remain governed by Stripe’s terms (Section 12.8). The reversal, recovery, and dispute terms of Sections 12.6 and 12.10 survive and continue to apply to payouts made before termination.

17.5 Sections that by their nature should survive termination do survive, including Sections 6.2 (to the limited extent stated), 12.6, 12.7, 12.10, 17.3, 17.4, and 18 through 22.

18. Disclaimers

18.1 THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, WORKTOOL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTY THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

18.2 WORKTOOL IS A PLATFORM. WE DO NOT EMPLOY, SUPERVISE, VET, OR GUARANTEE ANY USER, BUSINESS, OR WORKER; WE DO NOT VERIFY LICENSES, SKILLS, OR WORK HISTORY CLAIMED IN PROFILES; WE DO NOT SELL, ASSIGN, ROUTE, OR REFER CUSTOMER LEADS AND MAKE NO PROMISE THAT YOU WILL RECEIVE ANY CUSTOMER CONTACT, LEAD, JOB, OR REVENUE THROUGH THE SERVICES; AND WE ARE NOT A PARTY TO ANY AGREEMENT BETWEEN A BUSINESS AND ITS CUSTOMERS OR WORKERS. ANY DEALINGS BETWEEN USERS ARE SOLELY BETWEEN THOSE USERS. THE SERVICES ARE NOT LIMITED TO ANY SINGLE INDUSTRY, AND WE DO NOT WARRANT THAT THE SERVICES ARE SUITABLE FOR THE REGULATORY OR LICENSING REQUIREMENTS OF YOUR PARTICULAR INDUSTRY OR PROFESSION.

18.3 NOTHING IN THE SERVICES IS TAX, LEGAL, ACCOUNTING, OR FINANCIAL ADVICE.

19. Limitation of Liability; Indemnification

19.1 TO THE FULLEST EXTENT PERMITTED BY LAW, WORKTOOL AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

19.2 TO THE FULLEST EXTENT PERMITTED BY LAW, WORKTOOL’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID WORKTOOL (INCLUDING WORKTOOL’S SERVICE FEES ON PAYOUTS, BUT EXCLUDING PAYOUT AMOUNTS THAT PASSED THROUGH STRIPE) IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

19.3 Some jurisdictions do not allow certain limitations, so parts of this Section may not apply to you. In those jurisdictions, liability is limited to the fullest extent permitted by law.

19.4 Indemnification. You will indemnify and hold harmless WorkTool and its officers, directors, employees, and agents from claims, losses, and expenses (including reasonable attorneys’ fees) arising out of: (a) Your Content; (b) your breach of these Terms; (c) your violation of law or the rights of another person; (d) for businesses — your classification, engagement, payment, and tax treatment of your workers, your use of contact information released through Connections, and any ACH reversal or chargeback on payments you initiated; and (e) for workers — your breach of the recovery consents in Section 12.6.

20. Dispute Resolution — Arbitration and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES INDIVIDUAL ARBITRATION OF MOST DISPUTES AND WAIVES CLASS ACTIONS AND JURY TRIALS.

20.1 Informal resolution first. Before filing arbitration, you and WorkTool agree to try to resolve any dispute informally: send a written notice of the dispute to the contact in Section 23, and allow 60 days of good-faith discussion.

20.2 Binding arbitration. Except as stated in 20.4, any dispute arising out of or relating to these Terms or the Services will be resolved by binding individual arbitration administered by a national arbitration provider under its consumer rules, rather than in court. The Federal Arbitration Act governs this Section.

20.3 Class action waiver. ALL DISPUTES MUST BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate claims or preside over any form of representative proceeding. If this waiver is found unenforceable as to a particular claim, that claim (and only that claim) must proceed in court.

20.4 Exceptions. Either party may (a) bring an individual claim in small-claims court, or (b) seek injunctive relief in court for infringement or misuse of intellectual property or for unauthorized access to the Services.

20.5 Opt-out. You may opt out of this arbitration agreement by written notice to the contact in Section 23 within 30 days of first accepting these Terms. Opting out of arbitration does not affect any other part of these Terms.

21. Governing Law and Venue

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws rules. Subject to Section 20, any dispute not subject to arbitration must be brought in the state or federal courts located in Delaware, and the parties consent to their jurisdiction.

22. Changes to These Terms

22.1 We may update these Terms. For material changes, we will give advance notice (email and/or in-app) with the new effective date and a summary of the material changes, and we will require you to affirmatively re-accept the updated Terms in the app before they apply to you. For non-material changes (for example, clarifications or typo fixes), the updated Terms take effect when posted.

22.2 Subject to Section 2, the version at the canonical URL above, with its stated effective date, is the operative version.

23. Contact

The Worktool, Inc.
131 Continental Drive, Suite 305
Newark, DE 19713
United States

Email: office@theworktool.com
Website: https://worktool.com

24. General

24.1 Entire agreement. These Terms, the Privacy Policy, and any feature-specific terms you accept in the app are the entire agreement between you and WorkTool about the Services, and supersede all prior agreements (including, for existing users, the prior terms described in Section 2).

24.2 Severability. If any provision is held unenforceable, it will be enforced to the maximum extent permissible and the rest of the Terms remain in effect, except as stated in Section 20.3.

24.3 No waiver. Our failure to enforce a provision is not a waiver of it.

24.4 Assignment. You may not assign these Terms. We may assign them in connection with a merger, acquisition, or sale of assets, with notice to you.

24.5 Notices. We may give notice by email to your registered address or in the app; you may give notice to the contact in Section 23.

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